We’ve all been there. You wake up with a tickle in the back of your throat that you assume came from a night of hard sleep. You tell yourself it’s nothing; you’ll be fine. You try to move on, but by the time 5 o’clock rolls around, you feel like you are swallowing shards of glass and just want to curl up with a blanket and a mug of something hot. When that little tickle turns into an unexpected trip to Urgent Care, having insurance coverage can ensure sure you don’t leave with a surprise $1000 bill to go along with that positive diagnosis and prescription. If you are one of the many Americans lacking sufficient health coverage, or if you didn’t purchase health insurance during Open Enrollment, you have another opportunity to make sure you are covered.
Due to the impacts of COVID-19, the President has issued an executive order to provide a special enrollment period (SEP) that will run from February 15 – May 15, 2021, with coverage becoming effective beginning March 1st – June 1st, allowing people without health insurance to enroll in a healthcare plan through the Federal and State Exchanges. This special enrollment period will be for those who are currently uninsured, including those with short-term limited duration plans, and those participating in health sharing ministries or in a COBRA plan who would like a different option.
